Natural hazards · Spring Ridge

Spring Ridge, MD natural hazards

Most of the natural-hazard damage FEMA expects in Spring Ridge comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spring Ridge?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spring Ridge to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding63%Tornadoes9%Heat waves8%Strong wind5%Everything else16%

By hazard

What Spring Ridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

8% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 4 times a year in the area

Strong wind

5% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 8 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spring Ridge flood?

Every paid claim on a federal flood insurance policy in Spring Ridge, from FEMA’s records.

1paid claims since 2018

$13Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Spring Ridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Frederick County.

Disasters that hit Spring Ridge

Federal disasters declared here

None of the disasters declared for Frederick County shows FEMA aid or repair money reaching Spring Ridge itself in FEMA’s records.

Brought FEMA money into Spring RidgeDeclared for Frederick County only

Frederick County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Spring Ridge

Spring Ridge and the towns around it

Very lowLowModerateHighVery high

Spring Ridgemostly inland floodingVery low

Linganoremostly inland floodingVery low

Bartonsvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spring Ridge covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Spring Ridge’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Spring Ridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Spring Ridge total about $837K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.