Natural hazards · Snow Hill

Snow Hill, MD natural hazards

Most of the natural-hazard damage FEMA expects in Snow Hill comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1991. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Snow Hill?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Snow Hill to be higher than in 43% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding43%Hurricanes38%Cold waves9%Everything else10%

By hazard

What Snow Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Hurricanes

38% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 4 years in the area

Cold waves

9% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Snow Hill flood?

Every paid claim on a federal flood insurance policy in Snow Hill, from FEMA’s records.

9paid claims since 1991

$35Kpaid to owners

1homes flooded more than once

19912026

Biggest named events

Hurricane Sandy: 1 claim, $8K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured

No community discount. Snow Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Worcester County.

Disasters that hit Snow Hill

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Snow Hill itself: aid to households, or repair grants to the Town of Snow Hill.

Brought FEMA money into Snow HillDeclared for Worcester County only

2012

Hurricane Sandy

$15K to the Town of Snow Hill for repairs

2011

Hurricane Irene

$20K to the Town of Snow Hill for repairs

2003

Hurricane Isabel

4 households applied for aid $2K aid approved $9K to the Town of Snow Hill for repairs

Worcester County has had 10 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Snow Hill is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Snow Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Snow Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.