Smithsburg, MD housing market
The typical Smithsburg home is worth about $367,000, up 1.6% in a year, 14% below the Maryland typical home.
Home values, sales, trends and how Smithsburg compares with the towns next door — updated as new data is published.
Smithsburg at a glance
Only 2 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Smithsburg | Maryland |
|---|---|---|
| 2017 | $225,000 | $290,000 |
| 2018 | $232,000 | $301,000 |
| 2019 | $240,000 | $310,000 |
| 2020 | $255,000 | $322,000 |
| 2021 | $279,000 | $349,000 |
| 2022 | $310,000 | $384,000 |
| 2023 | $322,000 | $398,000 |
| 2024 | $337,000 | $412,000 |
| 2025 | $354,000 | $427,000 |
| 2026 | $365,000 | $429,000 |
| August 2026 | $367,000 | $428,000 |
5 new homes permitted in 2025
Builders were permitted 5 new homes in Smithsburg in 2025, all single-family houses, worth about $1.8 million to build. That's 1.6 per 1,000 residents, slower than across Maryland (2.4). Over the past 10 years, Smithsburg has permitted 87 homes in all.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2025 | 5 | 5 | 0 | $1.8 million |
| 2024 | 3 | 3 | 0 | $1.1 million |
| 2023 | 7 | 7 | 0 | $2.6 million |
| 2022 | 18 | 18 | 0 | $3.8 million |
| 2021 | 18 | 18 | 0 | $3.6 million |
| 2020 | 35 | 35 | 0 | $8.2 million |
| 2019 | 1 | 1 | 0 | $150,000 |
| 2018 | 0 | 0 | 0 | — |
| 2017 | 0 | 0 | 0 | — |
| 2016 | 0 | 0 | 0 | — |
| 2015 | 0 | 0 | 0 | — |
| 2014 | 0 | 0 | 0 | — |
| 2013 | 0 | 0 | 0 | — |
| 2012 | 0 | 0 | 0 | — |
| 2011 | 0 | 0 | 0 | — |
| 2010 | 0 | 0 | 0 | — |
| 2009 | 5 | 5 | 0 | $560,000 |
| 2008 | 1 | 1 | 0 | $357,000 |
| 2007 | 1 | 1 | 0 | $215,000 |
| 2006 | 4 | 4 | 0 | $680,000 |
| 2005 | 32 | 22 | 10 | $3.5 million |
| 2004 | 52 | 52 | 0 | $6.8 million |
| 2003 | 45 | 45 | 0 | $4.4 million |
| 2002 | 102 | 102 | 0 | $10.9 million |
| 2001 | 43 | 43 | 0 | $3.8 million |
| 2000 | 27 | 27 | 0 | $2.7 million |
Smithsburg's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
How Smithsburg ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.
Smithsburg and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Smithsburg | $367K | +1.6% | $1,300 | 5 | $100,673 |
| Cavetown | — | −1.3%† | $1,300 | — | $108,677 |
† FHFA price index change, where Zillow has no home value for the town.
3.6 years of income
The typical Smithsburg home costs about 3.6 years of the town's median household income, less than across Maryland (4.1 years).
How Smithsburg ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,300
HUD's Fair Market Rent for a two-bedroom in Smithsburg is $1,300 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Smithsburg pay a median of $931, so moving in tends to cost more than staying put. A two-bedroom takes about 15% of the town's median household income.
Studio $930 · 4 bedrooms $1,960
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (21783; Hagerstown, MD HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.