Natural hazards · Seabrook

Seabrook, MD natural hazards

Most of the natural-hazard damage FEMA expects in Seabrook comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 19 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Seabrook?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Seabrook to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding52%Heat waves11%Tornadoes10%Earthquakes9%Hurricanes7%Everything else12%

By hazard

What Seabrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Below average · higher than 25% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

10% of expected damage

Below average · higher than 32% of U.S. places

Earthquakes

9% of expected damage

Above average · higher than 63% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Seabrook flood?

Every paid claim on a federal flood insurance policy in Seabrook, from FEMA’s records.

19paid claims since 1981

$149Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Seabrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Seabrook

Federal disasters declared here

None of the disasters declared for Prince George's County shows FEMA aid or repair money reaching Seabrook itself in FEMA’s records.

Brought FEMA money into SeabrookDeclared for Prince George's County only

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Seabrook

Seabrook and the towns around it

Very lowLowModerateHighVery high

New Carrolltonmostly inland floodingVery low

Seabrookmostly inland floodingVery low

Lanhammostly inland floodingVery low

Greenbeltmostly inland floodingVery low

Glenn Dalemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Seabrook covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Seabrook’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Seabrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Seabrook total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.