Natural hazards · Rosemont

Rosemont, MD natural hazards

Most of the natural-hazard damage FEMA expects in Rosemont comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosemont?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosemont to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding64%Heat waves7%Tornadoes6%Hurricanes5%Everything else18%

By hazard

What Rosemont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 5 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Below average · higher than 42% of U.S. places

Hurricanes

5% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 12 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosemont flood?

FEMA's records show no paid flood insurance claims in Rosemont.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rosemont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Frederick County.

Disasters that hit Rosemont

Federal disasters declared here

None of the disasters declared for Frederick County shows FEMA aid or repair money reaching Rosemont itself in FEMA’s records.

Brought FEMA money into RosemontDeclared for Frederick County only

Frederick County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosemont is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rosemont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Rosemont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.