Natural hazards · Rosedale

Rosedale, MD natural hazards

Most of the natural-hazard damage FEMA expects in Rosedale comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 22 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rosedale?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rosedale to be higher than in 11% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding40%Heat waves30%Hurricanes8%Earthquakes7%Everything else14%

By hazard

What Rosedale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Heat waves

30% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Above average · higher than 59% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rosedale flood?

Every paid claim on a federal flood insurance policy in Rosedale, from FEMA’s records.

22paid claims since 1978

$658Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Isabel: 1 claim, $5K

of all homes
are insured

No community discount. Rosedale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Rosedale

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rosedale itself: aid to households, or repair grants to Rosedale.

Brought FEMA money into RosedaleDeclared for Baltimore County only

2003

Hurricane Isabel

21 households applied for aid $59K aid approved

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Rosedale

Rosedale and the towns around it

Very lowLowModerateHighVery high

Rosedalemostly inland floodingVery low

Baltimoremostly inland floodingVery low

Overleamostly heat wavesVery low

Essexmostly heat wavesVery low

Dundalkmostly heat wavesVery low

Rossvillemostly inland floodingVery low

Middle Rivermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rosedale covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Rosedale’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Rosedale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Rosedale total about $3.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.