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Housing in Rock Hall

A typical Rock Hall home is worth about $364,000

Up 4.2% in a year, 15% below the Maryland typical home.

Typical home value
$364K
▲ 4.2% in a year · MD $428K
Zillow
2-bedroom rent
$1,360
a month, utilities in · HUD
Median tax bill
$3,377
MD $4,093

What kind of housing town is Rock Hall?

Read from the numbers below. The page puts what stands out first.

★ What stands out · New construction

10 new homes permitted in 2025

Builders were permitted 10 new homes in Rock Hall in 2025, all single-family houses, worth about $3.3 million to build. That's 8.2 per 1,000 residents, faster than across Maryland (2.4). Over the past 10 years, Rock Hall has permitted 38 homes in all.

Single-family
0100200300 200020052010201520202025
10
new homes permitted in 2025
5
2026 so far (Jan–Aug)
8.2
per 1,000 residents · MD 2.4
38
homes in the past 10 years
Homes vs. people, 2010–2020
Residents−112
New homes+52

Between the 2010 and 2020 censuses, Rock Hall's population fell by 112 even though 52 new homes were permitted. Homes are holding fewer people: households are getting smaller, or more homes are used part of the year. 24% of Rock Hall's homes are seasonal or vacation homes, which adds housing without adding residents. Across Maryland: 2.5 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)550$1.7 million
202510100$3.3 million
2024550$1.6 million
2023660$1.7 million
2022330$959,000
2021330$959,000
2020000—
2019000—
2018550$1.1 million
2017440$684,000
2016220$485,000
2015110$650,000
2014440$710,000
2013770$1.3 million
2012550$558,000
201112120$1.7 million
201012120$3.1 million
2009770$995,000
2008880$1.1 million
200753530$10.2 million
200619190$2.9 million
200522220$3.1 million
200422220$2.5 million
20032292290$20.3 million
20022112110$18.7 million
20012202200$16.9 million
20002102100$16.2 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Affordability

A typical home costs 4.9 years of income

More than across Maryland (4.1 years). Try your own numbers below.

You could afford about
$277,000
Typical Rock Hall home $364K

That’s $87K short of a typical Rock Hall home.

The typical home, each month
$2,300
Loan $1,800Tax $390Insurance $110

A two-bedroom rents for about $1,360 a month here, $940 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Rock Hall’s typical property tax (1.29% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

75% of Rock Hall households own their home

Half of Rock Hall’s homes were built before 1973.

Owners and renters
Own 75%Rent 26%

Maryland: 68% own.

1973
typical home built · MD 1979
$3,377
median property tax bill · MD $4,093
1.29%
of a home’s value, a year in tax · MD 0.97%
24%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Price trend

Up 19.1% in five years

Faster than Maryland (13.5%).

Rock HallMaryland
$200K$250K$300K$350K$400K$450K20182020202220242026
Show as a table
JanuaryRock HallMaryland
2017$210,000$290,000
2018$222,000$301,000
2019$226,000$310,000
2020$241,000$322,000
2021$275,000$349,000
2022$316,000$384,000
2023$327,000$398,000
2024$338,000$412,000
2025$352,000$427,000
2026$359,000$429,000
August 2026$364,000$428,000
Then & now

A typical Rock Hall home worth $208K in September 2016 is worth about $364K today.

+$156K
+4.2%
past year
+19.1%
past 5 years
+75.1%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $1,360

Renters already here pay a median of $595, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,160
1 bedroom$1,240
2 bedrooms$1,360
3 bedrooms$1,780
4 bedrooms$2,280
26%
of households rent · MD 32%
149
renter households
43%
of renters spend 30%+ of income on rent · MD 52%
22%
of the median income, for a two-bedroom
$595
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Kent County, MD): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Neighbors talk housing

What Rock Hall buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Rock Hall still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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