Natural hazards · Queenstown

Queenstown, MD natural hazards

Most of the natural-hazard damage FEMA expects in Queenstown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2003. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Queenstown?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Queenstown to be higher than in 5% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding34%Hurricanes25%Drought11%Tornadoes5%Coastal flooding5%Everything else20%

By hazard

What Queenstown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about once a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 8 years in the area

Drought

11% of expected damage

Recorded about 5 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 27 years in the area

Coastal flooding

5% of expected damage

Well above average · higher than 97% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Queenstown flood?

Every paid claim on a federal flood insurance policy in Queenstown, from FEMA’s records.

5paid claims since 2003

$88Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Hurricane Isabel: 4 claims, $75K

of all homes
are insured

No community discount. Queenstown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Queen Anne's County.

Disasters that hit Queenstown

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Queenstown itself: aid to households, or repair grants to the Town of Queenstown.

Brought FEMA money into QueenstownDeclared for Queen Anne's County only

2016

Severe Winter Storm and Snowstorm

$2K to the Town of Queenstown for repairs

2011

Hurricane Irene

$3K to the Town of Queenstown for repairs

2010

Severe Winter Storms and Snowstorms

$3K to the Town of Queenstown for repairs

2009

Severe Winter Storm and Snowstorm

$3K to the Town of Queenstown for repairs

2003

Hurricane Isabel

19 households applied for aid $59K aid approved

2003

Snow

$3K to the Town of Queenstown for repairs

1999

Hurricane Floyd Major Disaster Declarations

$11K to the Town of Queenstown for repairs

Queen Anne's County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Queenstown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Queenstown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Queenstown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Queenstown, MD natural hazards

How exposed is Queenstown?

What Queenstown faces

Inland flooding

Hurricanes

Drought

Tornadoes

Coastal flooding

Lower here

Not a risk here

Does Queenstown flood?

Biggest named events

7 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Hurricane Irene

Severe Winter Storms and Snowstorms

Severe Winter Storm and Snowstorm

Hurricane Isabel

Snow

Hurricane Floyd Major Disaster Declarations

How to read this page

Where to, neighbor?

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