Natural hazards · Queen Anne

Queen Anne, MD natural hazards

Most of the natural-hazard damage FEMA expects in Queen Anne comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Queen Anne?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Queen Anne to be higher than in 11% of U.S. communities, mostly from inland flooding and drought.

Inland flooding31%Drought31%Hurricanes18%Everything else20%

By hazard

What Queen Anne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

31% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Drought

31% of expected damage

Recorded about 5 times a year in the area

Hurricanes

18% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 9 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Queen Anne flood?

FEMA's records show no paid flood insurance claims in Queen Anne.

of all homes
are insured

No community discount. Queen Anne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Queen Anne's County.

Disasters that hit Queen Anne

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Queen Anne itself: aid to households, or repair grants to the Town of Queen Anne.

Brought FEMA money into Queen AnneDeclared for Queen Anne's County only

2003

Hurricane Isabel

2 households applied for aid $2K aid approved

Queen Anne's County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Queen Anne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Queen Anne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Queen Anne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.