Natural hazards · Queen Anne

Queen Anne, MD natural hazards

Most of the natural-hazard damage FEMA expects in Queen Anne comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Queen Anne?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Queen Anne to be higher than in 0% of U.S. communities, mostly from inland flooding.

Inland flooding41%Hurricanes14%Drought13%Tornadoes8%Earthquakes7%Heat waves6%Everything else11%

By hazard

What Queen Anne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

41% of expected damage

Well below average · higher than 1% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

14% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Drought

13% of expected damage

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 33% of U.S. places

Recorded about once every 84 years in the area

Earthquakes

7% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Queen Anne flood?

Every paid claim on a federal flood insurance policy in Queen Anne, from FEMA’s records.

1paid claims since 2018

$10Kpaid to owners

0homes flooded more than once

20182026

of all homes
are insured

No community discount. Queen Anne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Queen Anne

Federal disasters declared here

None of the disasters declared for Prince George's County shows FEMA aid or repair money reaching Queen Anne itself in FEMA’s records.

Brought FEMA money into Queen AnneDeclared for Prince George's County only

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Queen Anne

Queen Anne and the towns around it

Very lowLowModerateHighVery high

Brock Hallmostly inland floodingVery low

Bowiemostly inland floodingVery low

Queen Annemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Queen Anne covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Queen Anne’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Queen Anne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Queen Anne total about $813K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.