Natural hazards · Princess Anne

Princess Anne, MD natural hazards

Most of the natural-hazard damage FEMA expects in Princess Anne comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 4 claims here since 1984. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Princess Anne?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Princess Anne to be higher than in 21% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes53%Inland flooding20%Cold waves10%Everything else18%

By hazard

What Princess Anne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

53% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

20% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about once every 2 years in the area

Cold waves

10% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Princess Anne flood?

Every paid claim on a federal flood insurance policy in Princess Anne, from FEMA’s records.

4paid claims since 1984

$63Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Hurricane Sandy: 1 claim, $19K
Hurricane Floyd: 1 claim, $14K
Hurricane Isabel: 1 claim, $27K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Princess Anne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Princess Anne

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Princess Anne itself: aid to households, or repair grants to the Town of Princess Anne.

Brought FEMA money into Princess AnneDeclared for Somerset County only

2012

Hurricane Sandy

102 households applied for aid $130K aid approved $17K to the Town of Princess Anne for repairs

2011

Hurricane Irene

$19K to the Town of Princess Anne for repairs

2003

Hurricane Isabel

85 households applied for aid $188K aid approved $2K to the Town of Princess Anne for repairs

Somerset County has had 10 natural disasters declared since 1953, most often hurricanes and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Princess Anne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Princess Anne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Princess Anne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.