Natural hazards · Port Deposit

Port Deposit, MD natural hazards

Most of the natural-hazard damage FEMA expects in Port Deposit comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 83 claims here since 1978. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Port Deposit?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Port Deposit to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding58%Strong wind8%Heat waves7%Hurricanes6%Tornadoes5%Cold waves5%Everything else11%

By hazard

What Port Deposit faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 7 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 13 years in the area

Tornadoes

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 75 years in the area

Cold waves

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingHailIce stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Port Deposit flood?

Every paid claim on a federal flood insurance policy in Port Deposit, from FEMA’s records.

83paid claims since 1978

$1.1Mpaid to owners

15homes flooded more than once

19782026

Biggest named events

Hurricane Irene: 2 claims, $71K
Hurricane Isabel: 1 claim, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Port Deposit isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cecil County.

Disasters that hit Port Deposit

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Port Deposit itself: aid to households, or repair grants to the Town of Port Deposit.

Brought FEMA money into Port DepositDeclared for Cecil County only

2016

Severe Winter Storm and Snowstorm

$4K to the Town of Port Deposit for repairs

2012

Hurricane Sandy

$9K to the Town of Port Deposit for repairs

2011

Remnants of Tropical Storm Lee

$48K to the Town of Port Deposit for repairs

2010

Severe Winter Storms and Snowstorms

$2K to the Town of Port Deposit for repairs

2009

Severe Winter Storm and Snowstorm

$1K to the Town of Port Deposit for repairs

2003

Hurricane Isabel

12 households applied for aid $43K aid approved $61K to the Town of Port Deposit for repairs

2003

Snow

$2K to the Town of Port Deposit for repairs

Cecil County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Port Deposit is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Port Deposit’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Port Deposit. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Port Deposit, MD natural hazards

How exposed is Port Deposit?

What Port Deposit faces

Inland flooding

Strong wind

Heat waves

Hurricanes

Tornadoes

Cold waves

Lower here

Not a risk here

Does Port Deposit flood?

Biggest named events

Homes that flooded again and again

7 federal disasters brought FEMA money here

Severe Winter Storm and Snowstorm

Hurricane Sandy

Remnants of Tropical Storm Lee

Severe Winter Storms and Snowstorms

Severe Winter Storm and Snowstorm

Hurricane Isabel

Snow

How to read this page

Where to, neighbor?

Matches

Nearby