Natural hazards · Poolesville

Poolesville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Poolesville comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Poolesville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Poolesville to be higher than in 10% of U.S. communities, mostly from inland flooding and drought.

Inland flooding49%Drought23%Hurricanes10%Everything else18%

By hazard

What Poolesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Drought

23% of expected damage

Recorded about 4 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Poolesville flood?

FEMA's records show no paid flood insurance claims in Poolesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Poolesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Poolesville

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Poolesville itself: aid to households, or repair grants to the Town of Poolesville.

Brought FEMA money into PoolesvilleDeclared for Montgomery County only

2016

Severe Winter Storm and Snowstorm

$50K to the Town of Poolesville for repairs

2012

Hurricane Sandy

$7K to the Town of Poolesville for repairs

2012

Severe Storms and Straight-Line Winds

$17K to the Town of Poolesville for repairs

2010

Severe Winter Storms and Snowstorms

$24K to the Town of Poolesville for repairs

2003

Hurricane Isabel

3 households applied for aid $8K aid approved

2003

Snow

$9K to the Town of Poolesville for repairs

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Poolesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Poolesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Poolesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.