Natural hazards · Pleasant Hills

Pleasant Hills, MD natural hazards

Most of the natural-hazard damage FEMA expects in Pleasant Hills comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 14 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pleasant Hills?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pleasant Hills to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hurricanes10%Heat waves9%Earthquakes6%Cold waves6%Everything else12%

By hazard

What Pleasant Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Heat waves

9% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 5 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 57% of U.S. places

Cold waves

6% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pleasant Hills flood?

Every paid claim on a federal flood insurance policy in Pleasant Hills, from FEMA’s records.

14paid claims since 1978

$53Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pleasant Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harford County.

Disasters that hit Pleasant Hills

Federal disasters declared here

None of the disasters declared for Harford County shows FEMA aid or repair money reaching Pleasant Hills itself in FEMA’s records.

Brought FEMA money into Pleasant HillsDeclared for Harford County only

Harford County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pleasant Hills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pleasant Hills’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pleasant Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pleasant Hills total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.