Natural hazards · Piney Point

Piney Point, MD natural hazards

Most of the natural-hazard damage FEMA expects in Piney Point comes from coastal flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Piney Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Piney Point to be higher than in 45% of U.S. communities, mostly from coastal flooding and hurricanes.

Coastal flooding32%Hurricanes24%Inland flooding24%Everything else19%

By hazard

What Piney Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

32% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

24% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Inland flooding

24% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Piney Point flood?

FEMA's records show no paid flood insurance claims in Piney Point.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Piney Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Mary's County.

What’s been done with FEMA grants

3homes raised above flood level

Disasters that hit Piney Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Piney Point itself: aid to households, or repair grants to Piney Point.

Brought FEMA money into Piney PointDeclared for St. Mary's County only

2003

Hurricane Isabel

131 households applied for aid $320K aid approved

St. Mary's County has had 14 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Piney Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Piney Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to Piney Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.