Natural hazards · Pikesville

Pikesville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Pikesville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 45 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pikesville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pikesville to be higher than in 5% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding44%Heat waves27%Hurricanes9%Earthquakes6%Everything else14%

By hazard

What Pikesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 6 times a year in the area

Heat waves

27% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

6% of expected damage

Above average · higher than 52% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pikesville flood?

Every paid claim on a federal flood insurance policy in Pikesville, from FEMA’s records.

45paid claims since 1979

$329Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Mid-spring storms: 2 claims, $60K

of all homes
are insured

No community discount. Pikesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Pikesville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pikesville itself: aid to households, or repair grants to Pikesville.

Brought FEMA money into PikesvilleDeclared for Baltimore County only

2003

Hurricane Isabel

77 households applied for aid $110K aid approved

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Pikesville

Pikesville and the towns around it

Very lowLowModerateHighVery high

Lochearnmostly inland floodingLow

Baltimoremostly inland floodingVery low

Garrisonmostly inland floodingVery low

Randallstownmostly inland floodingVery low

Towsonmostly inland floodingVery low

Pikesvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pikesville covers 8 census tracts, combined by population.

Money that reached townFlood claims are matched to Pikesville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Pikesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pikesville total about $6.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.