Natural hazards · Perryman

Perryman, MD natural hazards

Most of the natural-hazard damage FEMA expects in Perryman comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 30 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Perryman?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Perryman to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes8%Earthquakes7%Heat waves6%Everything else14%

By hazard

What Perryman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 14 years in the area

Earthquakes

7% of expected damage

Above average · higher than 61% of U.S. places

Heat waves

6% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 6 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Perryman flood?

Every paid claim on a federal flood insurance policy in Perryman, from FEMA’s records.

30paid claims since 1979

$748Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Isabel: 18 claims, $654K
Hurricane Sandy: 3 claims, $29K
Hurricane Floyd: 1 claim, $6K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Perryman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harford County.

Disasters that hit Perryman

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Perryman itself: aid to households, or repair grants to Perryman.

Brought FEMA money into PerrymanDeclared for Harford County only

2003

Hurricane Isabel

1 household applied for aid

Harford County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Perryman

Perryman and the towns around it

Very lowLowModerateHighVery high

Perrymanmostly inland floodingVery low

Aberdeenmostly inland floodingVery low

Riversidemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Perryman covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Perryman’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Perryman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Perryman total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.