Natural hazards · North Chevy Chase

North Chevy Chase, MD natural hazards

Most of the natural-hazard damage FEMA expects in North Chevy Chase comes from inland flooding, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Chevy Chase?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Chevy Chase to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes9%Heat waves7%Earthquakes5%Everything else15%

By hazard

What North Chevy Chase faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

9% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Heat waves

7% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

5% of expected damage

Below average · higher than 43% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Chevy Chase flood?

FEMA's records show no paid flood insurance claims in North Chevy Chase.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Chevy Chase isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit North Chevy Chase

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Chevy Chase itself: aid to households, or repair grants to the Village of North Chevy Chase.

Brought FEMA money into North Chevy ChaseDeclared for Montgomery County only

2012

Severe Storms and Straight-Line Winds

$31K to the Village of North Chevy Chase for repairs

2010

Severe Winter Storms and Snowstorms

$11K to the Village of North Chevy Chase for repairs

2009

Severe Winter Storm and Snowstorm

$9K to the Village of North Chevy Chase for repairs

2003

Hurricane Isabel

$2K to the Village of North Chevy Chase for repairs

2003

Snow

$2K to the Village of North Chevy Chase for repairs

2000

Severe Winter Storm

$2K to the Village of North Chevy Chase for repairs

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Chevy Chase is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Chevy Chase’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Chevy Chase. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

North Chevy Chase, MD natural hazards

How exposed is North Chevy Chase?

What North Chevy Chase faces

Inland flooding

Hurricanes

Heat waves

Earthquakes

Lower here

Not a risk here

Does North Chevy Chase flood?

6 federal disasters brought FEMA money here

Severe Storms and Straight-Line Winds

Severe Winter Storms and Snowstorms

Severe Winter Storm and Snowstorm

Hurricane Isabel

Snow

Severe Winter Storm

How to read this page

Where to, neighbor?

Matches

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