Natural hazards · New Market

New Market, MD natural hazards

Most of the natural-hazard damage FEMA expects in New Market comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2025. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is New Market?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Market to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes8%Heat waves7%Hurricanes6%Everything else18%

By hazard

What New Market faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

8% of expected damage

Below average · higher than 47% of U.S. places

Heat waves

7% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 11 years in the area

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does New Market flood?

Every paid claim on a federal flood insurance policy in New Market, from FEMA’s records.

1paid claims since 2025

$2Kpaid to owners

0homes flooded more than once

20252026

of homes in flood zones
are insured

of all homes
are insured

No community discount. New Market isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Frederick County.

Disasters that hit New Market

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Market itself: aid to households, or repair grants to the Town of New Market.

Brought FEMA money into New MarketDeclared for Frederick County only

2016

Severe Winter Storm and Snowstorm

$6K to the Town of New Market for repairs

2010

Severe Winter Storms and Snowstorms

$4K to the Town of New Market for repairs

2003

Hurricane Isabel

5 households applied for aid $2K aid approved $8K to the Town of New Market for repairs

2003

Snow

$3K to the Town of New Market for repairs

2000

Severe Winter Storm

$899 to the Town of New Market for repairs

Frederick County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

Around New Market

New Market and the towns around it

Very lowLowModerateHighVery high

New Marketmostly inland floodingVery low

Linganoremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Market is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to New Market’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Market. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.