Natural hazards · Mount Airy

Mount Airy, MD natural hazards

Most of the natural-hazard damage FEMA expects in Mount Airy comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Airy?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Airy to be higher than in 4% of U.S. communities, mostly from inland flooding and strong winds.

Inland flooding52%Strong wind16%Heat waves7%Hurricanes6%Everything else20%

By hazard

What Mount Airy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 3 times a year in the area

Strong wind

16% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Heat waves

7% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

6% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Airy flood?

FEMA's records show no paid flood insurance claims in Mount Airy.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mount Airy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Carroll County.

Disasters that hit Mount Airy

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mount Airy itself: aid to households, or repair grants to the Town of Mount Airy.

Brought FEMA money into Mount AiryDeclared for Carroll County only

2003

Hurricane Isabel

21 households applied for aid $14K aid approved

Carroll County has had 16 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Airy is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Airy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Airy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.