Natural hazards · Milford Mill

Milford Mill, MD natural hazards

Most of the natural-hazard damage FEMA expects in Milford Mill comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 14 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Milford Mill?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milford Mill to be higher than in 5% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding37%Heat waves35%Hurricanes9%Cold waves5%Everything else14%

By hazard

What Milford Mill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

37% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 6 times a year in the area

Heat waves

35% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Cold waves

5% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Milford Mill flood?

Every paid claim on a federal flood insurance policy in Milford Mill, from FEMA’s records.

14paid claims since 1978

$82Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Mid-spring storms: 1 claim, $4K
Hurricane Irene: 1 claim, $5K

of all homes
are insured

No community discount. Milford Mill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Milford Mill

Federal disasters declared here

None of the disasters declared for Baltimore County shows FEMA aid or repair money reaching Milford Mill itself in FEMA’s records.

Brought FEMA money into Milford MillDeclared for Baltimore County only

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Milford Mill

Milford Mill and the towns around it

Very lowLowModerateHighVery high

Lochearnmostly inland floodingLow

Randallstownmostly inland floodingVery low

Woodlawnmostly inland floodingVery low

Milford Millmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milford Mill covers 7 census tracts, combined by population.

Money that reached townFlood claims are matched to Milford Mill’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Milford Mill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milford Mill total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.