Natural hazards · Mays Chapel

Mays Chapel, MD natural hazards

Most of the natural-hazard damage FEMA expects in Mays Chapel comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 10 claims here since 1979.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mays Chapel?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mays Chapel to be higher than in 9% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding54%Heat waves20%Hurricanes9%Everything else17%

By hazard

What Mays Chapel faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 6 times a year in the area

Heat waves

20% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

9% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mays Chapel flood?

Every paid claim on a federal flood insurance policy in Mays Chapel, from FEMA’s records.

10paid claims since 1979

$247Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Mays Chapel isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Mays Chapel

Federal disasters declared here

None of the disasters declared for Baltimore County shows FEMA aid or repair money reaching Mays Chapel itself in FEMA’s records.

Brought FEMA money into Mays ChapelDeclared for Baltimore County only

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Mays Chapel

Mays Chapel and the towns around it

Very lowLowModerateHighVery high

Mays Chapelmostly inland floodingVery low

Cockeysvillemostly inland floodingVery low

Towsonmostly inland floodingVery low

Luthervillemostly inland floodingVery low

Timoniummostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mays Chapel covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Mays Chapel’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Mays Chapel. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mays Chapel total about $2.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.