Natural hazards · Lisbon

Lisbon, MD natural hazards

Most of the natural-hazard damage FEMA expects in Lisbon comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lisbon?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lisbon to be higher than in 7% of U.S. communities, mostly from inland flooding and drought.

Inland flooding49%Drought22%Hurricanes7%Everything else22%

By hazard

What Lisbon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 3 times a year in the area

Drought

22% of expected damage

Recorded about 6 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 67% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lisbon flood?

FEMA's records show no paid flood insurance claims in Lisbon.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lisbon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Howard County.

Disasters that hit Lisbon

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lisbon itself: aid to households, or repair grants to Lisbon.

Brought FEMA money into LisbonDeclared for Howard County only

2003

Hurricane Isabel

2 households applied for aid $427 aid approved

Howard County has had 19 natural disasters declared since 1953, most often winter storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lisbon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lisbon’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lisbon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.