Natural hazards · Leisure World

Leisure World, MD natural hazards

Most of the natural-hazard damage FEMA expects in Leisure World comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1980.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Leisure World?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Leisure World to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding54%Heat waves12%Hurricanes10%Cold waves7%Everything else18%

By hazard

What Leisure World faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 5 times a year in the area

Heat waves

12% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Cold waves

7% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Leisure World flood?

Every paid claim on a federal flood insurance policy in Leisure World, from FEMA’s records.

1paid claims since 1980

$1Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Leisure World isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Leisure World

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Leisure World itself in FEMA’s records.

Brought FEMA money into Leisure WorldDeclared for Montgomery County only

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Leisure World

Leisure World and the towns around it

Very lowLowModerateHighVery high

Aspen Hillmostly inland floodingVery low

Olneymostly inland floodingVery low

Leisure Worldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Leisure World covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Leisure World’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Leisure World. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Leisure World total about $851K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.