La Plata, MD natural hazards
Most of the natural-hazard damage FEMA expects in La Plata comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 2008. 11 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is La Plata?
FEMA expects yearly storm and flood damage to homes and buildings in La Plata to be higher than in 2% of U.S. communities, mostly from inland flooding.
What La Plata faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Hurricanes
Heat waves
Strong wind
Earthquakes
Lower here
Not a risk here
Does La Plata flood?
Every paid claim on a federal flood insurance policy in La Plata, from FEMA’s records.
are insured
are insured
What’s been done with FEMA grants
11 federal disasters brought FEMA money here
Disasters the President declared that paid out in La Plata itself: aid to households, or repair grants to the Town of La Plata.
Severe Winter Storm and Snowstorm
Severe Storms and Straight-Line Winds
Remnants of Tropical Storm Lee
Hurricane Irene
Severe Winter Storms and Snowstorms
Severe Winter Storm and Snowstorm
Hurricane Isabel
Snow
Tornado
Severe Winter Storm
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across La Plata total about $1.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.