Natural hazards · Jennings

Jennings, MD natural hazards

Most of the natural-hazard damage FEMA expects in Jennings comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jennings?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jennings to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding65%Cold waves7%Strong wind7%Tornadoes5%Hurricanes5%Everything else11%

By hazard

What Jennings faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 26% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 5 times a year in the area

Strong wind

7% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once every 45 years in the area

Hurricanes

5% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 38 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jennings flood?

FEMA's records show no paid flood insurance claims in Jennings.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jennings isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Garrett County.

Disasters that hit Jennings

Federal disasters declared here

None of the disasters declared for Garrett County shows FEMA aid or repair money reaching Jennings itself in FEMA’s records.

Brought FEMA money into JenningsDeclared for Garrett County only

Garrett County has had 11 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jennings is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jennings’s own flood-insurance community; household aid to the registrant’s city; repair grants to Jennings. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.