Germantown, MD housing market
The typical Germantown home is worth about $417,000, down 2.2% in a year, close to the Maryland typical home. Homes typically sell in 29 days, a little above asking.
Home values, sales, trends and how Germantown compares with the towns next door — updated as new data is published.
Germantown at a glance
A seller's market
Supply is tight — about 2.4 months of homes for sale at the current pace. Buyers should expect competition on well-priced homes.
Typical home value, 2016–2026
Show as a table
| January | Germantown | Maryland |
|---|---|---|
| 2017 | $290,000 | $290,000 |
| 2018 | $302,000 | $301,000 |
| 2019 | $314,000 | $310,000 |
| 2020 | $328,000 | $322,000 |
| 2021 | $348,000 | $349,000 |
| 2022 | $382,000 | $384,000 |
| 2023 | $400,000 | $398,000 |
| 2024 | $415,000 | $412,000 |
| 2025 | $431,000 | $427,000 |
| 2026 | $422,000 | $429,000 |
| August 2026 | $417,000 | $428,000 |
Germantown and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Germantown | $417K | −2.2% | $2,350 | $117,546 |
| Clarksburg | $625K | −1.7% | $2,700 | $176,678 |
| Darnestown | $1.01M | +1.1% | $2,370 | $232,135 |
3.5 years of income
The typical Germantown home costs about 3.5 years of the town's median household income, less than across Maryland (4.1 years).
How Germantown ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $2,350
HUD's Fair Market Rent for a two-bedroom in Germantown is $2,350 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Germantown pay a median of $2,040, so moving in tends to cost more than staying put. A two-bedroom takes about 24% of the town's median household income.
Studio $2,050 · 4 bedrooms $3,490
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (20841, 20874, 20876; Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.