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Natural hazards · Garrett Park

Garrett Park, MD natural hazards

Most of the natural-hazard damage FEMA expects in Garrett Park comes from inland flooding, and overall the risk is very low for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Garrett Park?

5
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garrett Park to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding59%Hurricanes10%Heat waves7%Earthquakes7%Everything else17%
By hazard

What Garrett Park faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Well below average · higher than 10% of U.S. places
Recorded about 5 times a year in the area

Hurricanes

10% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 10 years in the area

Heat waves

7% of expected damage
Well below average · higher than 3% of U.S. places
Recorded about 6 times a year in the area

Earthquakes

7% of expected damage
Below average · higher than 46% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Garrett Park flood?

FEMA's records show no paid flood insurance claims in Garrett Park.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Garrett Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Montgomery County.
Disasters that hit Garrett Park

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garrett Park itself: aid to households, or repair grants to the Town of Garrett Park.

Brought FEMA money into Garrett ParkDeclared for Montgomery County only
2016

Severe Winter Storm and Snowstorm

$11K to the Town of Garrett Park for repairs
2012

Severe Storms and Straight-Line Winds

$11K to the Town of Garrett Park for repairs
2011

Hurricane Irene

$2K to the Town of Garrett Park for repairs
2010

Severe Winter Storms and Snowstorms

$7K to the Town of Garrett Park for repairs
2009

Severe Winter Storm and Snowstorm

$6K to the Town of Garrett Park for repairs
2006

Severe Storms, Flooding, and Tornadoes

$5K to the Town of Garrett Park for repairs
2003

Hurricane Isabel

1 household applied for aid $2K aid approved $12K to the Town of Garrett Park for repairs
2003

Snow

$3K to the Town of Garrett Park for repairs
2000

Severe Winter Storm

$2K to the Town of Garrett Park for repairs
Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.
Around Garrett Park

Garrett Park and the towns around it

North Bethesda: Very low, mostly inland floodingSouth Kensington: Very low, mostly inland floodingWheaton: Very low, mostly inland floodingRockville: Very low, mostly inland floodingBethesda: Very low, mostly inland floodingPotomac: Very low, mostly inland floodingNorth Kensington: Very low, mostly inland floodingAspen Hill: Very low, mostly inland floodingChevy Chase: Very low, mostly inland floodingKensington: Very low, mostly inland floodingChevy Chase View: Very low, mostly inland floodingForest Glen: Very low, mostly inland floodingSilver Spring: Very low, mostly inland floodingGarrett Park: Very low, mostly inland flooding Garrett ParkNorth BethesdaSouth Kensington
Very lowLowModerateHighVery high
South Kensingtonmostly inland floodingVery low
Garrett Parkmostly inland floodingVery low
North Bethesdamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garrett Park is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Garrett Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Garrett Park. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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