Natural hazards · Galena

Galena, MD natural hazards

Most of the natural-hazard damage FEMA expects in Galena comes from drought, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Galena?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Galena to be higher than in 28% of U.S. communities, mostly from drought and inland flooding.

Drought32%Inland flooding22%Hurricanes21%Everything else25%

By hazard

What Galena faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

32% of expected damage

Recorded about 7 times a year in the area

Inland flooding

22% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once a year in the area

Hurricanes

21% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 14 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Galena flood?

FEMA's records show no paid flood insurance claims in Galena.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Galena isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.

Disasters that hit Galena

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Galena itself: aid to households, or repair grants to the Town of Galena.

Brought FEMA money into GalenaDeclared for Kent County only

2011

Hurricane Irene

$3K to the Town of Galena for repairs

2010

Severe Winter Storms and Snowstorms

$2K to the Town of Galena for repairs

1999

Hurricane Floyd Major Disaster Declarations

$3K to the Town of Galena for repairs

Kent County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Galena is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Galena’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Galena. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.