Natural hazards · Fallston

Fallston, MD natural hazards

Most of the natural-hazard damage FEMA expects in Fallston comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fallston?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fallston to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding55%Heat waves10%Hurricanes10%Cold waves7%Earthquakes5%Everything else13%

By hazard

What Fallston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 3 times a year in the area

Heat waves

10% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Cold waves

7% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

5% of expected damage

Above average · higher than 51% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fallston flood?

Every paid claim on a federal flood insurance policy in Fallston, from FEMA’s records.

2paid claims since 1978

$14Kpaid to owners

0homes flooded more than once

19782026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fallston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harford County.

Disasters that hit Fallston

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Fallston itself: aid to households, or repair grants to Fallston.

Brought FEMA money into FallstonDeclared for Harford County only

2003

Hurricane Isabel

3 households applied for aid $3K aid approved

Harford County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Fallston

Fallston and the towns around it

Very lowLowModerateHighVery high

Bel Air Northmostly inland floodingVery low

Fallstonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fallston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Fallston’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Fallston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fallston total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.