Natural hazards · Elliott

Elliott, MD natural hazards

Most of the natural-hazard damage FEMA expects in Elliott comes from coastal flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Elliott?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Elliott to be higher than in 100% of U.S. communities, mostly from coastal flooding.

Coastal flooding65%Hurricanes11%Wildfire9%Inland flooding8%Everything else7%

By hazard

What Elliott faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Coastal flooding

65% of expected damage

Well above average · among the top 1% of U.S. places

Hurricanes

11% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 6 years in the area

Wildfire

9% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

8% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Elliott flood?

FEMA's records show no paid flood insurance claims in Elliott.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Elliott isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dorchester County.

Disasters that hit Elliott

Federal disasters declared here

None of the disasters declared for Dorchester County shows FEMA aid or repair money reaching Elliott itself in FEMA’s records.

Brought FEMA money into ElliottDeclared for Dorchester County only

Dorchester County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Elliott is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Elliott’s own flood-insurance community; household aid to the registrant’s city; repair grants to Elliott. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.