Elkton, MD natural hazards
Most of the natural-hazard damage FEMA expects in Elkton comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 100 claims here since 1978. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Elkton?
FEMA expects yearly storm and flood damage to homes and buildings in Elkton to be higher than in 8% of U.S. communities, mostly from inland flooding.
What Elkton faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Strong wind
Heat waves
Tornadoes
Hurricanes
Earthquakes
Lower here
Not a risk here
Does Elkton flood?
Every paid claim on a federal flood insurance policy in Elkton, from FEMA’s records.
Biggest named events
- Mid-spring storms: 10 claims, $396K
- Hurricane Ida: 9 claims, $1.0M
- Hurricane Floyd: 8 claims, $424K
Homes that flooded again and again
■ FEMA “severe repetitive loss” (5) ■ flooded 2+ times
are insured
are insured
What’s been done with FEMA grants
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Elkton itself: aid to households, or repair grants to the Town of Elkton.
Severe Winter Storm and Snowstorm
Hurricane Sandy
Hurricane Irene
Severe Winter Storms and Snowstorms
Severe Winter Storm and Snowstorm
Hurricane Isabel
Snow
Hurricane Floyd Major Disaster Declarations
How to read this page
FEMA’s expected losses across Elkton total about $3.1M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.