Natural hazards · Edgewood

Edgewood, MD natural hazards

Most of the natural-hazard damage FEMA expects in Edgewood comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 20 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgewood?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgewood to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding54%Heat waves14%Cold waves9%Hurricanes7%Everything else17%

By hazard

What Edgewood faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 3 times a year in the area

Heat waves

14% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 6 times a year in the area

Cold waves

9% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

7% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 13 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgewood flood?

Every paid claim on a federal flood insurance policy in Edgewood, from FEMA’s records.

20paid claims since 1978

$581Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Isabel: 7 claims, $421K
Hurricane Floyd: 3 claims, $71K
Hurricane Sandy: 1 claim, $2K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Edgewood isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harford County.

Disasters that hit Edgewood

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Edgewood itself: aid to households, or repair grants to Edgewood.

Brought FEMA money into EdgewoodDeclared for Harford County only

2003

Hurricane Isabel

84 households applied for aid $94K aid approved

Harford County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Edgewood

Edgewood and the towns around it

Very lowLowModerateHighVery high

Abingdonmostly inland floodingVery low

Joppatownemostly inland floodingVery low

Edgewoodmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgewood covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Edgewood’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Edgewood. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edgewood total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.