Natural hazards · Edgewater

Edgewater, MD natural hazards

Most of the natural-hazard damage FEMA expects in Edgewater comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 28 claims here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgewater?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgewater to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding47%Hurricanes11%Heat waves9%Tornadoes9%Coastal flooding6%Everything else18%

By hazard

What Edgewater faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 5% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

11% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 11 years in the area

Heat waves

9% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

9% of expected damage

Below average · higher than 33% of U.S. places

Coastal flooding

6% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgewater flood?

Every paid claim on a federal flood insurance policy in Edgewater, from FEMA’s records.

28paid claims since 1996

$687Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Hurricane Isabel: 13 claims, $624K
Hurricane Floyd: 1 claim, $3K
Hurricane Fran: 1 claim, $150

of all homes
are insured

No community discount. Edgewater isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Anne Arundel County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Edgewater

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Edgewater itself: aid to households, or repair grants to Edgewater.

Brought FEMA money into EdgewaterDeclared for Anne Arundel County only

2003

Hurricane Isabel

264 households applied for aid $788K aid approved

Anne Arundel County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Edgewater

Edgewater and the towns around it

Very lowLowModerateHighVery high

Mayomostly inland floodingVery low

Rivamostly inland floodingVery low

Edgewatermostly inland floodingVery low

Annapolis Neckmostly inland floodingVery low

Parolemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgewater covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Edgewater’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Edgewater. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edgewater total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.