Natural hazards · Edgemere

Edgemere, MD natural hazards

Most of the natural-hazard damage FEMA expects in Edgemere comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 246 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Edgemere?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Edgemere to be higher than in 3% of U.S. communities, mostly from inland flooding and heat waves.

Inland flooding45%Heat waves18%Hurricanes12%Earthquakes7%Coastal flooding7%Everything else12%

By hazard

What Edgemere faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well below average · higher than 2% of U.S. places

Recorded about 6 times a year in the area

Heat waves

18% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 7 times a year in the area

Hurricanes

12% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

7% of expected damage

Above average · higher than 54% of U.S. places

Coastal flooding

7% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Edgemere flood?

Every paid claim on a federal flood insurance policy in Edgemere, from FEMA’s records.

246paid claims since 1978

$5.6Mpaid to owners

0homes flooded more than once

19782026

Biggest named events

Hurricane Isabel: 135 claims, $4.3M
Hurricane Fran: 15 claims, $127K
Hurricane Sandy: 4 claims, $49K

of all homes
are insured

No community discount. Edgemere isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baltimore County.

Disasters that hit Edgemere

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Edgemere itself: aid to households, or repair grants to Edgemere.

Brought FEMA money into EdgemereDeclared for Baltimore County only

2003

Hurricane Isabel

1 household applied for aid $1K aid approved

Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.

Around Edgemere

Edgemere and the towns around it

Very lowLowModerateHighVery high

Dundalkmostly heat wavesVery low

Edgemeremostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Edgemere covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Edgemere’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Edgemere. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Edgemere total about $2.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.