Natural hazards · Eagle Harbor

Eagle Harbor, MD natural hazards

Most of the natural-hazard damage FEMA expects in Eagle Harbor comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eagle Harbor?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eagle Harbor to be higher than in 1% of U.S. communities, mostly from inland flooding and drought.

Inland flooding34%Drought25%Hurricanes13%Coastal flooding8%Earthquakes5%Everything else16%

By hazard

What Eagle Harbor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well below average · higher than 1% of U.S. places

Recorded about 4 times a year in the area

Drought

25% of expected damage

Recorded about 4 times a year in the area

Hurricanes

13% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Coastal flooding

8% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

5% of expected damage

Below average · higher than 45% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eagle Harbor flood?

FEMA's records show no paid flood insurance claims in Eagle Harbor.

of all homes
are insured

No community discount. Eagle Harbor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Eagle Harbor

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eagle Harbor itself: aid to households, or repair grants to the Town of Eagle Harbor.

Brought FEMA money into Eagle HarborDeclared for Prince George's County only

2010

Severe Winter Storms and Snowstorms

$2K to the Town of Eagle Harbor for repairs

2003

Snow

$754 to the Town of Eagle Harbor for repairs

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eagle Harbor is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Eagle Harbor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eagle Harbor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.