Natural hazards · Delmar

Delmar, MD natural hazards

Most of the natural-hazard damage FEMA expects in Delmar comes from hurricanes, and overall the risk is low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Delmar?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Delmar to be higher than in 20% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes49%Inland flooding25%Cold waves7%Everything else20%

By hazard

What Delmar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

49% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

25% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about once a year in the area

Cold waves

7% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Delmar flood?

FEMA's records show no paid flood insurance claims in Delmar.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Delmar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wicomico County.

Disasters that hit Delmar

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Delmar itself: aid to households, or repair grants to the Town of Delmar.

Brought FEMA money into DelmarDeclared for Wicomico County only

2011

Hurricane Irene

$2K to the Town of Delmar for repairs

2003

Hurricane Isabel

5 households applied for aid

Wicomico County has had 10 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Delmar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Delmar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Delmar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.