Natural hazards · Darlington

Darlington, MD natural hazards

Most of the natural-hazard damage FEMA expects in Darlington comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Darlington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Darlington to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding49%Drought13%Heat waves8%Hurricanes8%Cold waves6%Earthquakes6%Everything else10%

By hazard

What Darlington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 3 times a year in the area

Drought

13% of expected damage

Recorded about 6 times a year in the area

Heat waves

8% of expected damage

Well below average · higher than 4% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 13 years in the area

Cold waves

6% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 59% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Darlington flood?

FEMA's records show no paid flood insurance claims in Darlington.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Darlington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harford County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit Darlington

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Darlington itself: aid to households, or repair grants to Darlington.

Brought FEMA money into DarlingtonDeclared for Harford County only

2003

Hurricane Isabel

7 households applied for aid $11K aid approved

Harford County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Darlington is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Darlington’s own flood-insurance community; household aid to the registrant’s city; repair grants to Darlington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.