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Housing in Cottage

A typical Cottage home is worth about $357,000

About the same as a year ago, 17% below the Maryland typical home.

Typical home value
$357K
▼ 0.4% in a year · MD $428K
Zillow
Median sale price
$465K
February 2026 · Redfin
Homes sold
1
in February · 2 for sale
2-bedroom rent
$2,060
a month, utilities in · HUD
Median tax bill
$4,077
MD $4,093

Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

What kind of housing town is Cottage?

Read from the numbers below. The page puts what stands out first.

★ What stands out · Affordability

A typical home costs 4.4 years of income

About the same as across Maryland. Try your own numbers below.

You could afford about
$303,000
Typical Cottage home $357K

That’s $53K short of a typical Cottage home.

The typical home, each month
$2,220
Loan $1,770Tax $350Insurance $100

A two-bedroom rents for about $2,060 a month here, $160 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Cottage’s typical property tax (1.19% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

73% of Cottage households own their home

Half of Cottage’s homes were built before 1953.

Owners and renters
Own 73%Rent 27%

Maryland: 68% own.

1953
typical home built · MD 1979
$4,077
median property tax bill · MD $4,093
1.19%
of a home’s value, a year in tax · MD 0.97%

U.S. Census Bureau, American Community Survey 2020-2024.

Price trend

Up 2.4% in five years

Slower than Maryland (13.5%).

CottageMaryland
$200K$250K$300K$350K$400K$450K20182020202220242026
Show as a table
JanuaryCottageMaryland
2017$242,000$290,000
2018$251,000$301,000
2019$281,000$310,000
2020$295,000$322,000
2021$325,000$349,000
2022$345,000$384,000
2023$349,000$398,000
2024$355,000$412,000
2025$367,000$427,000
2026$360,000$429,000
August 2026$357,000$428,000
Then & now

A typical Cottage home worth $236K in September 2016 is worth about $357K today.

+$120K
−0.4%
past year
+2.4%
past 5 years
+50.9%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through August 2026.

Renting

A two-bedroom rents for about $2,060

Renters already here pay a median of $1,565, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$1,790
1 bedroom$1,850
2 bedrooms$2,060
3 bedrooms$2,590
4 bedrooms$3,050
27%
of households rent · MD 32%
108
renter households
57%
of renters spend 30%+ of income on rent · MD 52%
31%
of the median income, for a two-bedroom
$1,565
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Cottage vs. its neighbors

Cottage is the 3rd least expensive of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentMedian income
Cottage$357K−0.4%$2,060$80,795
Colmar Manor$349K+0.1%$2,060$122,794
Hyattsville$400K−3.3%$2,060$91,941
Brentwood$397K−1.5%$2,030$69,572
Bladensburg$323K−1.2%$1,860$63,179
Mount Rainier$451K−2%$1,640$68,505

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Cottage buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Cottage still affordable for young families?

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Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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