Natural hazards · Chevy Chase Section Three

Chevy Chase Section Three, MD natural hazards

Most of the natural-hazard damage FEMA expects in Chevy Chase Section Three comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chevy Chase Section Three?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chevy Chase Section Three to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes9%Heat waves7%Earthquakes5%Everything else15%

By hazard

What Chevy Chase Section Three faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

9% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Heat waves

7% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

5% of expected damage

Below average · higher than 43% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chevy Chase Section Three flood?

FEMA's records show no paid flood insurance claims in Chevy Chase Section Three.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chevy Chase Section Three isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Chevy Chase Section Three

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Chevy Chase Section Three itself in FEMA’s records.

Brought FEMA money into Chevy Chase Section ThreeDeclared for Montgomery County only

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Chevy Chase Section Three

Chevy Chase Section Three and the towns around it

Very lowLowModerateHighVery high

Chevy Chase Section Threemostly inland floodingVery low

Chevy Chase Section Fivemostly inland floodingVery low

Chevy Chase Villagemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chevy Chase Section Three is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chevy Chase Section Three’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Chevy Chase Section Three. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.