Charlotte Hall, MD housing market
The typical Charlotte Hall home is worth about $495,000, up 1.3% in a year, 16% above the Maryland typical home.
Home values, sales, trends and how Charlotte Hall compares with the towns next door — updated as new data is published.
Charlotte Hall at a glance
Only 1 sale in February 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Charlotte Hall | Maryland |
|---|---|---|
| 2017 | $333,000 | $290,000 |
| 2018 | $348,000 | $301,000 |
| 2019 | $356,000 | $310,000 |
| 2020 | $371,000 | $322,000 |
| 2021 | $409,000 | $349,000 |
| 2022 | $449,000 | $384,000 |
| 2023 | $461,000 | $398,000 |
| 2024 | $463,000 | $412,000 |
| 2025 | $486,000 | $427,000 |
| 2026 | $493,000 | $429,000 |
| August 2026 | $495,000 | $428,000 |
Charlotte Hall and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | Median income |
|---|---|---|---|---|
| Charlotte Hall | $495K | +1.3% | $1,850 | $84,271 |
| Mechanicsville | $443K | +3.4% | $1,890 | $120,966 |
5.9 years of income
The typical Charlotte Hall home costs about 5.9 years of the town's median household income, more than across Maryland (4.1 years).
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,850
HUD's Fair Market Rent for a two-bedroom in Charlotte Hall is $1,850 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Charlotte Hall pay a median of $943, so moving in tends to cost more than staying put. A two-bedroom takes about 26% of the town's median household income.
Studio $1,460 · 4 bedrooms $2,880
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (20622, 20659; St. Mary's County, MD HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, February 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.