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Natural hazards · Cecilton

Cecilton, MD natural hazards

Most of the natural-hazard damage FEMA expects in Cecilton comes from drought, and overall the risk is very low for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cecilton?

6
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cecilton to be higher than in 6% of U.S. communities, mostly from drought and inland flooding.

Drought43%Inland flooding25%Hurricanes9%Everything else23%
By hazard

What Cecilton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Drought

43% of expected damage
Recorded about 7 times a year in the area

Inland flooding

25% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

9% of expected damage
Above average · higher than 69% of U.S. places
Recorded about once every 14 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cecilton flood?

FEMA's records show no paid flood insurance claims in Cecilton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Cecilton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cecil County.
Disasters that hit Cecilton

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cecilton itself: aid to households, or repair grants to the Town of Cecilton.

Brought FEMA money into CeciltonDeclared for Cecil County only
2016

Severe Winter Storm and Snowstorm

$8K to the Town of Cecilton for repairs
2011

Hurricane Irene

$13K to the Town of Cecilton for repairs
2010

Severe Winter Storms and Snowstorms

$2K to the Town of Cecilton for repairs
2009

Severe Winter Storm and Snowstorm

$3K to the Town of Cecilton for repairs
2003

Hurricane Isabel

1 household applied for aid $106 aid approved
2003

Snow

$1K to the Town of Cecilton for repairs
Cecil County has had 17 natural disasters declared since 1953, most often winter storms and hurricanes.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cecilton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cecilton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Cecilton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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