Cambridge, MD housing market
The typical Cambridge home is worth about $262,000, about the same as a year ago, 39% below the Maryland typical home. Homes typically sell in 69 days, a little above asking.
Home values, sales, trends and how Cambridge compares with the towns next door — updated as new data is published.
Cambridge at a glance
A balanced market
About 5.8 months of supply: neither buyers nor sellers have a clear edge.
Typical home value, 2016–2026
Show as a table
| January | Cambridge | Maryland |
|---|---|---|
| 2017 | $152,000 | $290,000 |
| 2018 | $161,000 | $301,000 |
| 2019 | $174,000 | $310,000 |
| 2020 | $180,000 | $322,000 |
| 2021 | $203,000 | $349,000 |
| 2022 | $231,000 | $384,000 |
| 2023 | $242,000 | $398,000 |
| 2024 | $255,000 | $412,000 |
| 2025 | $266,000 | $427,000 |
| 2026 | $265,000 | $429,000 |
| August 2026 | $262,000 | $428,000 |
23 new homes permitted in 2025
Builders were permitted 23 new homes in Cambridge in 2025, all single-family houses, worth about $4 million to build. That's 1.7 per 1,000 residents, slower than across Maryland (2.4). Over the past 10 years, Cambridge has permitted 213 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Cambridge gained 770 residents while 313 new homes were permitted: about 2.5 new residents per new home. Building and growth moved roughly in step. Across Maryland: 2.5 new residents per new home.
How Cambridge ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 17 | 17 | 0 | $2.9 million |
| 2025 | 23 | 23 | 0 | $4 million |
| 2024 | 23 | 23 | 0 | $4 million |
| 2023 | 22 | 22 | 0 | $3.8 million |
| 2022 | 23 | 23 | 0 | $4 million |
| 2021 | 20 | 20 | 0 | $3.4 million |
| 2020 | 16 | 16 | 0 | $2.8 million |
| 2019 | 15 | 15 | 0 | $2.6 million |
| 2018 | 16 | 14 | 2 | $2.6 million |
| 2017 | 11 | 9 | 2 | $1.2 million |
| 2016 | 44 | 3 | 41 | $3.4 million |
| 2015 | 2 | 2 | 0 | $184,000 |
| 2014 | 11 | 11 | 0 | $1.4 million |
| 2013 | 14 | 14 | 0 | $1.5 million |
| 2012 | 60 | 6 | 54 | $8.2 million |
| 2011 | 18 | 18 | 0 | $1.9 million |
| 2010 | 122 | 26 | 96 | $9.9 million |
| 2009 | 52 | 11 | 41 | $3.7 million |
| 2008 | 184 | 88 | 96 | $20.8 million |
| 2007 | 3 | 3 | 0 | $261,000 |
| 2006 | 289 | 163 | 126 | $22.9 million |
| 2005 | 340 | 188 | 152 | $40 million |
| 2004 | 158 | 98 | 60 | $20.1 million |
| 2003 | 90 | 88 | 2 | $8.5 million |
| 2002 | 26 | 26 | 0 | $2.4 million |
| 2001 | 14 | 14 | 0 | $1.2 million |
| 2000 | 16 | 16 | 0 | $1.3 million |
Cambridge's permit office didn't report to the Census in 2025, so the 2025 figures are Census estimates.
How Cambridge ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Cambridge and its neighbors
| Town | Typical value | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|---|
| Cambridge | $262K | −0.2% | $1,120 | 23 | $47,323 |
| Algonquin | — | +3%† | $1,120 | — | $76,500 |
† FHFA price index change, where Zillow has no home value for the town.
5.5 years of income
The typical Cambridge home costs about 5.5 years of the town's median household income, more than across Maryland (4.1 years).
How Cambridge ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,120
HUD's Fair Market Rent for a two-bedroom in Cambridge is $1,120 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Cambridge pay a median of $1,058. A two-bedroom takes about 28% of the town's median household income.
Studio $930 · 4 bedrooms $1,880
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (21613; Dorchester County, MD), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Recent listings in Cambridge
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.