Natural hazards · Burnt Mills

Burnt Mills, MD natural hazards

Most of the natural-hazard damage FEMA expects in Burnt Mills comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2018.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burnt Mills?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burnt Mills to be higher than in 14% of U.S. communities, mostly from inland flooding.

Inland flooding60%Heat waves9%Earthquakes8%Hurricanes7%Everything else15%

By hazard

What Burnt Mills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 5 times a year in the area

Heat waves

9% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Earthquakes

8% of expected damage

Above average · higher than 57% of U.S. places

Hurricanes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burnt Mills flood?

Every paid claim on a federal flood insurance policy in Burnt Mills, from FEMA’s records.

2paid claims since 2018

$18Kpaid to owners

0homes flooded more than once

20182026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Burnt Mills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Burnt Mills

Federal disasters declared here

None of the disasters declared for Montgomery County shows FEMA aid or repair money reaching Burnt Mills itself in FEMA’s records.

Brought FEMA money into Burnt MillsDeclared for Montgomery County only

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Burnt Mills

Burnt Mills and the towns around it

Very lowLowModerateHighVery high

Four Cornersmostly inland floodingLow

Burnt Millsmostly inland floodingVery low

Kemp Millmostly inland floodingVery low

Hillandalemostly inland floodingVery low

White Oakmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burnt Mills covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Burnt Mills’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Burnt Mills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Burnt Mills total about $851K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.