Natural hazards · Brookeville

Brookeville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Brookeville comes from inland flooding, and overall the risk is very low for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Brookeville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brookeville to be higher than in 5% of U.S. communities, mostly from inland flooding.

Inland flooding59%Hurricanes10%Drought6%Heat waves6%Everything else19%

By hazard

What Brookeville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 5 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Drought

6% of expected damage

Recorded about 4 times a year in the area

Heat waves

6% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 5 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Brookeville flood?

FEMA's records show no paid flood insurance claims in Brookeville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Brookeville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Brookeville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brookeville itself: aid to households, or repair grants to the Town of Brookeville.

Brought FEMA money into BrookevilleDeclared for Montgomery County only

2010

Severe Winter Storms and Snowstorms

$2K to the Town of Brookeville for repairs

2009

Severe Winter Storm and Snowstorm

$1K to the Town of Brookeville for repairs

2003

Hurricane Isabel

4 households applied for aid $3K aid approved

2003

Snow

$2K to the Town of Brookeville for repairs

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

Around Brookeville

Brookeville and the towns around it

Very lowLowModerateHighVery high

Brookevillemostly inland floodingVery low

Olneymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brookeville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Brookeville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Brookeville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.