Natural hazards · Bensville

Bensville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Bensville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 19 claims here since 1994.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bensville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bensville to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hurricanes10%Heat waves10%Strong wind8%Everything else15%

By hazard

What Bensville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 12% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 11 years in the area

Heat waves

10% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 6 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bensville flood?

Every paid claim on a federal flood insurance policy in Bensville, from FEMA’s records.

19paid claims since 1994

$281Kpaid to owners

0homes flooded more than once

19942026

Biggest named events

Mid-spring storms: 3 claims, $21K
Hurricane Isaias: 2 claims, $38K
Hurricane Irene: 1 claim, $5K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bensville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Charles County.

Disasters that hit Bensville

Federal disasters declared here

None of the disasters declared for Charles County shows FEMA aid or repair money reaching Bensville itself in FEMA’s records.

Brought FEMA money into BensvilleDeclared for Charles County only

Charles County has had 20 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Bensville

Bensville and the towns around it

Very lowLowModerateHighVery high

Accokeekmostly inland floodingVery low

Bensvillemostly inland floodingVery low

Waldorfmostly inland floodingVery low

Pomfretmostly inland floodingVery low

Bryans Roadmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bensville covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Bensville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Bensville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bensville total about $2.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.