Natural hazards · Beltsville

Beltsville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Beltsville comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beltsville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beltsville to be higher than in 3% of U.S. communities, mostly from inland flooding.

Inland flooding49%Heat waves11%Hurricanes11%Tornadoes10%Earthquakes6%Everything else13%

By hazard

What Beltsville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well below average · higher than 7% of U.S. places

Recorded about 4 times a year in the area

Heat waves

11% of expected damage

Well below average · higher than 3% of U.S. places

Recorded about 6 times a year in the area

Hurricanes

11% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 11 years in the area

Tornadoes

10% of expected damage

Below average · higher than 33% of U.S. places

Earthquakes

6% of expected damage

Below average · higher than 44% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beltsville flood?

Every paid claim on a federal flood insurance policy in Beltsville, from FEMA’s records.

8paid claims since 1979

$60Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Hurricane Irene: 1 claim, $2K

of all homes
are insured

No community discount. Beltsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Prince George's County.

Disasters that hit Beltsville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Beltsville itself: aid to households, or repair grants to Beltsville.

Brought FEMA money into BeltsvilleDeclared for Prince George's County only

2003

Hurricane Isabel

41 households applied for aid $56K aid approved

Prince George's County has had 16 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Beltsville

Beltsville and the towns around it

Very lowLowModerateHighVery high

Hillandalemostly inland floodingVery low

White Oakmostly inland floodingVery low

Calvertonmostly inland floodingVery low

Beltsvillemostly inland floodingVery low

College Parkmostly inland floodingVery low

Konterramostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beltsville covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Beltsville’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Beltsville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beltsville total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.