Bel Air, MD natural hazards
Most of the natural-hazard damage FEMA expects in Bel Air comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 6 claims here since 1978. 8 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsHow exposed is Bel Air?
FEMA expects yearly storm and flood damage to homes and buildings in Bel Air to be higher than in 10% of U.S. communities, mostly from inland flooding.
What Bel Air faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
Heat waves
Hurricanes
Cold waves
Earthquakes
Lower here
Not a risk here
Does Bel Air flood?
Every paid claim on a federal flood insurance policy in Bel Air, from FEMA’s records.
Biggest named events
- Hurricane Isabel: 1 claim, $5K
are insured
are insured
What’s been done with FEMA grants
8 federal disasters brought FEMA money here
Disasters the President declared that paid out in Bel Air itself: aid to households, or repair grants to the Town of Bel Air.
Severe Winter Storm and Snowstorm
Hurricane Sandy
Hurricane Irene
Severe Winter Storms and Snowstorms
Severe Winter Storm and Snowstorm
Hurricane Isabel
Snow
Hurricane Floyd Major Disaster Declarations
Bel Air and the towns around it
How to read this page
FEMA’s expected losses across Bel Air total about $1.4M a year, counting buildings, people and crops.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.