Natural hazards · Barnesville

Barnesville, MD natural hazards

Most of the natural-hazard damage FEMA expects in Barnesville comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Barnesville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Barnesville to be higher than in 4% of U.S. communities, mostly from inland flooding and drought.

Inland flooding43%Drought25%Hurricanes12%Earthquakes5%Everything else15%

By hazard

What Barnesville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well below average · higher than 9% of U.S. places

Recorded about 5 times a year in the area

Drought

25% of expected damage

Recorded about 4 times a year in the area

Hurricanes

12% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 10 years in the area

Earthquakes

5% of expected damage

Above average · higher than 50% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Barnesville flood?

FEMA's records show no paid flood insurance claims in Barnesville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Barnesville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Montgomery County.

Disasters that hit Barnesville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Barnesville itself: aid to households, or repair grants to the Town of Barnesville.

Brought FEMA money into BarnesvilleDeclared for Montgomery County only

2003

Hurricane Isabel

15 households applied for aid $6K aid approved

Montgomery County has had 18 natural disasters declared since 1953, most often winter storms and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Barnesville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Barnesville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Barnesville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.