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Natural hazards · Baltimore Highlands

Baltimore Highlands, MD natural hazards

Most of the natural-hazard damage FEMA expects in Baltimore Highlands comes from heat waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Baltimore Highlands?

5
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baltimore Highlands to be higher than in 5% of U.S. communities, mostly from heat waves and inland flooding.

Heat waves42%Inland flooding29%Hurricanes6%Cold waves6%Earthquakes6%Everything else11%
By hazard

What Baltimore Highlands faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Heat waves

42% of expected damage
Well below average · higher than 13% of U.S. places
Recorded about 7 times a year in the area

Inland flooding

29% of expected damage
Well below average · higher than 9% of U.S. places
Recorded about 6 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about once every 10 years in the area

Cold waves

6% of expected damage
Well above average · higher than 89% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

6% of expected damage
Above average · higher than 62% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Baltimore Highlands flood?

Every paid claim on a federal flood insurance policy in Baltimore Highlands, from FEMA’s records.

2paid claims since 2011
$8Kpaid to owners
0homes flooded more than once
20112026

Biggest named events

  • Hurricane Irene: 1 claim, $2K
of all homes
are insured
No community discount. Baltimore Highlands isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Baltimore County.
Disasters that hit Baltimore Highlands

Federal disasters declared here

None of the disasters declared for Baltimore County shows FEMA aid or repair money reaching Baltimore Highlands itself in FEMA’s records.

Brought FEMA money into Baltimore HighlandsDeclared for Baltimore County only
Baltimore County has had 20 natural disasters declared since 1953, most often winter storms and floods.
Around Baltimore Highlands

Baltimore Highlands and the towns around it

Brooklyn Park: Very low, mostly inland floodingBaltimore: Very low, mostly inland floodingLansdowne: Very low, mostly heat wavesLinthicum: Very low, mostly inland floodingGlen Burnie: Very low, mostly inland floodingFerndale: Very low, mostly inland floodingRosedale: Very low, mostly inland floodingPikesville: Very low, mostly inland floodingDundalk: Very low, mostly heat wavesTowson: Very low, mostly inland floodingWoodlawn: Very low, mostly inland floodingArbutus: Very low, mostly inland floodingParkville: Very low, mostly inland floodingPasadena: Very low, mostly inland floodingLochearn: Low, mostly inland floodingCatonsville: Very low, mostly inland floodingBaltimore Highlands: Very low, mostly heat waves Baltimore HighlandsBrooklyn ParkBaltimoreLansdowneLinthicum
Very lowLowModerateHighVery high
Brooklyn Parkmostly inland floodingVery low
Baltimoremostly inland floodingVery low
Baltimore Highlandsmostly heat wavesVery low
Lansdownemostly heat wavesVery low
Linthicummostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baltimore Highlands covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Baltimore Highlands’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Baltimore Highlands. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baltimore Highlands total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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